Obamacare, which is the common name for the Affordable Care Act, can provide help for people who are looking for help to pay for addiction treatment. The long title of the law is the Patient Protection and Affordable Care Act (ACA).
How Can the ACA Help Pay for Addiction Treatment
Since the ADA was made law, insurance companies can’t say that a person’s addiction was a pre-existing condition when they want to buy insurance. It sponsors insurance plans available for purchase in the Health Insurance Marketplace, an online platform. Medical insurance plans available through the platform include coverage in a similar fashion to private insurance.
Type of Addiction Treatment Obamacare Covers
The ACA directs that coverage for addiction treatment must be just as complete as for any other type of medical procedure the insurance company covers. As a result, Obamacare will provide coverage for several types of services in connection with substance abuse. Some of them are listed below and include:
- Alcohol and drug testing
- Evaluations for addiction
- Intervention (time-limited service)
- Medications for addiction treatment
- In-clinic visits
- Home visits from healthcare workers
- Medications to prevent cravings
- Family-based counseling
Obamacare insurance plans can also provide coverage to help with the cost of residential programs like medical detox.
How Much Will Obamacare Pay for Addiction Treatment Expenses?
If you are looking for health insurance, you can buy an ACA-sponsored plan. The Health Insurance Marketplace had different plans available. You get to choose the level of coverage you want to buy. Plans are available offering from 60 percent expense coverage (Bronze plans) to 90 percent expense coverage (Platinum plans).
How to Get Obamacare Health Insurance
To get an ACA-sponsored health insurance plan, you have a couple of options.
- Apply for coverage online during one of the open registration period; or
- Visit healthcare.gov to request a special registration form if wish to apply for coverage outside of the open registration period.
You can apply for coverage by logging in to the website. Get an estimate without taking this step if you wish, but you will have to log in and create an account if you want to get detailed information about health insurance policies or apply for coverage.
How to Find Detox and Rehabs that Accept Obamacare
Finding the right detox and rehab is an important part of successful addiction treatment. The type of treatment available varies, depending on where you decide to seek help, and not every detox and rehab accepts all insurance plans. For help finding treatment centers that accept Obamacare, call us now.