Medical Mutual Insurance has been providing insurance coverage to Ohio residents since 1934. It has the distinction of being the oldest and largest health insurance company headquartered in the state.
The company was originally established under the name Cleveland Hospital Service Association (CHSA). It was the first one to offer subscribers access to coverage at more than one hospital.
Types of Plans Available from Medical Mutual Insurance
Medical Mutual offers HMO and POS health plans to subscribers.
• HMO Plans from Medical Mutual
HMO plans are a good choice for people who don’t anticipate that they will have a high amount of medical costs throughout the year. Monthly premiums are low, and this type of plan allows access to a network of doctors and hospitals throughout the community. Subscribers are not required to choose a primary care physician.
This type of plan is only available to residents of specific counties in Ohio:
POS Plans from Medical Mutual
A POS plan is similar to a PPO medical insurance plan. Subscribers can seek treatment from out-of-network providers, but they will have to pay more out of pocket when they do so.
This option is offered in the following counties in Ohio:
Medical Mutual Coverage for Drug Rehab
The company offers coverage for drug rehab at different tiers. Subscribers can choose the level of coverage that suits their needs best.
• Gold Tier Coverage
This level of coverage pays for 80 percent of healthcare costs. Premiums are generally higher than other levels of coverage, since they provide more a better level of care.
• Silver Tier Coverage
Silver-level plans will pay for 70 percent of healthcare costs. The premiums are lower than gold tier plans.
• Bronze Tier Coverage
At the bronze level of coverage, approximately 60 percent of your healthcare costs are covered. Premiums are lower than at either the silver or gold levels.
For more information about premiums and coverage for drug rehab, get a list of preferred providers from Medical Mutual or contact us today to find a program that will work with your policy.